I am writing this message with humility and sincerity. Over the past several months, I have been facing serious financial difficulty in my business. Despite continuous effort, my income has been unstable, and I am currently burdened with significant debt, including some that involves interest.

I am actively working to correct my situation and rebuild in a halal way, but at this stage I am struggling to manage the pressure. As someone I respect and trust, I wanted to reach out privately to seek your guidance and, if possible, assistance through zakat or a Qard Hasan (interest-free loan).

I am not looking for charity without effort. I am committed to working hard and restructuring my business properly. Any support would be used specifically to reduce debt and remove myself from riba so that I can restart with stability and dignity.

If you would like, I can provide a clear breakdown of my current obligations and my recovery plan.

May Allah reward you for even reading this message and for keeping this matter confidential.
Sincerely,
Mohamed Rikshan