I’ve always tried to keep it together, but life recently threw a curveball that my emergency fund couldn't catch. I’m currently facing a period of financial hardship, and it means I’m having to make some really tough calls—including being unable to pay my loans right now.
It’s incredibly stressful, but I’m sharing this because I know I’m not the only one staring at a red balance sheet. I’m focusing on the essentials (housing and food) and working on a recovery plan. If you’re in the same boat, hang in there. We’re more than our debt.