Hello, my name is Walid Ghalayini.

I am a retired HSBC Lebanon employee with more than 30 years of service, and over 40 years of experience in banking and customer service.

Like many retirees, I accepted my retirement arrangement based on the understanding that post-retirement medical insurance would continue until the age of 85.

However, since 2024, this coverage has effectively disappeared, leaving me to face rising medical costs during an already devastating economic crisis in Lebanon. Much of my savings remain inaccessible in the banking system, and at my age, it has been extremely difficult to find new employment despite my experience.

I have tried to seek clarification and assistance from HSBC, BLOM Bank, and relevant authorities, but unfortunately responsibility has been repeatedly referred from one side to another without a clear solution.

Today, I am simply asking for fairness, transparency, and support so that I can meet my essential living and medical needs during this difficult time.

I have also attached supporting documents to verify my situation:

A letter from the Syndicate of Banks confirming the promise of post-retirement medical coverage.

A MetLife insurance letter distributed to all staff before the sale of HSBC to BLOM Bank, confirming the coverage arrangements.

These documents show that my claim is legitimate and that I am seeking support based on commitments made decades ago.

Any support or understanding would mean a great deal to me and my family.
All funds raised will go directly to me to cover my living and medical needs.

Thank you for listening.
Walid Ghalayini
https://youtube.com/shorts/ep95TgaI_6s?si=pC9Oe-uSlKq2a7ou
linkedin.com/in/walid-ghalayini-26a31451
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